Protect our Points

Airlines partner with banks, community financial institutions and credit unions to provide consumers with credit options featuring rewards programs that accumulate points/miles every time they use a card. These programs allow airlines to reward their most loyal customers with perks such as free checked bags, upgraded seats, priority status and even free trips and vacations!

Durbin-Marshall would pad merchants’ (and their shareholders’) pockets at the expense of consumers. This proposed mandate would eliminate a consumer’s choice over which network their transactions are routed, allowing retailers to choose to process transactions over a second, different network – not necessarily the trusted network selected by the consumer. What’s worse is that merchants wouldn’t have to pass on to consumers any savings from choosing a different, discount network, but rewards programs would likely be eliminated.

Interchange is a fee charged to retailers who choose to accept electronic payments used to fund rewards programs, as well as customer service, system operations, protection of customer data, card production and other costs associated with running a safe and efficient system. Learn more here.

Yes. In 2010, Senator Durbin enacted a similar provision aimed at debit cards into the Dodd-Frank Act of 2010. Today, debit card rewards have been nearly eliminated.

Call your senators today and tell them you like the travel opportunities created by your credit card rewards and to oppose the Durbin-Marshall Credit Card Competition Act.